revolut vs n26 vs monese

Revolut vs Monese: The verdict
If you need a fairly standard digital current account, Monese and Revolut are pretty similar. Both can be opened and set up quickly and are managed entirely from a slick mobile app. They both offer fee-free card spending both in the UK and abroad and have a £200 monthly limit for free ATM withdrawals. They also both offer a matching EU account for free, complete with IBAN.

Monese is slightly more suitable for people with standard banking needs because it allows you to deposit cash on your account at PayPoints and Post Offices for free. You can’t load cash on a Revolut account.

On the other hand, Revolut focuses much more on the international sides of things. You can hold up to 29 different currencies and send money abroad for free. It also allows you to hold and buy cryptocurrencies and add pay-per-day travel insurance to your account. These are pretty unique features, so if you’re interested in any of them, Revolut is probably your best bet.
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